Aloha Pacific Business Checking
Free, simple and easy to maintain.
Aloha Pacific's Business Checking includes the following account services:
- Low opening balance of $100
- Low minimum: average daily balance of $300 to avoid monthly fees
- Unlimited check-writing
- FREE ATM cash withdrawals at APFCU, CO-OP & First Hawaiian Bank, and American Savings Bank*
- FREE ATM/VISA® check (debit) card
- FREE internet banking
- NO teller fees
- NO account analysis
Business Debit Cards
Using an Aloha Pacific VISA® Rewards Business Debit card is the most efficient way to manage your finances! Members get the convenience of ATM card access plus the purchasing power of a VISA® debit card. Purchases are automatically deducted from your checking account. Use it like a credit card, but avoid the interest and late payment fees.
Note to Members: You will be receiving a new Aloha Pacific Rewards VISA® Rewards Business Debit card to replace your current KalaRewards VISA® Business check (debit) card.
Aloha Pacific VISA® Rewards Business Debit Card
- Earn 1 reward point for every $2 on signature-based transactions
- EMV chip for added security and control
- 24-hour access to your funds
- Withdraw up to $500 per day
- FREE unlimited APFCU ATM access
- FREE ATM point-of-sale transactions at participating merchants
- FREE access to non-APFCU ATMs up to five (5) transactions per month (ATM surcharges may apply)*
- No-surcharge access at CO-OP, First Hawaiian Bank and American Savings Bank ATMs (non-APFCU ATM withdrawal fee rule applies)*
- Earn rewards points on qualified purchases
Outlined below are the various services that we offer our business members for a nominal fee:
- Automated Coin Bank service
- Notary service
- Realty services
- Wire transfers
Membership ($5 in Regular Savings) required for service. Loans require credit approval. Issuance of check (debit) card is free. Unlimited surcharge-free service at all APFCU ATMs. *Five (5) non-APFCU ATM withdrawal fees are waived per month. ATM surcharge fees charged by the ATM owner may apply. First Hawaiian Bank, American Savings Bank, and CO-OP network ATM surcharge fees are waived.
Fees may reduce earnings. Some restrictions may apply. Terms, conditions and rates subject to change after the account is opened. Refer to account rules and regulations, fee schedule, rate sheet and other disclosures. Contact a branch for more details about applicable fees and terms. ATM withdrawals are not purchases.
Open an Account Now!
Not yet a member of Aloha Pacific? You can be. Visit any branch or open a Savings account online. If you’re already a member, you can open a checking account and an Aloha Rewards Money Market Savings online, too!