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Home Mortgage Rates

Owning Your Home

It’s a big part of the American Dream, and an important step toward a solid financial future.
Plus, the equity and credit you build up through home ownership can help with other major purchases and secure your retirement down the road.

These rates are market indicators, and they are subject to change without notice. 

Membership ($5 in Regular Savings) required.
Rates and points are based on an evaluation of factors such as credit history, loan to value, occupancy, payment type, loan amount and loan purpose, so your rate and terms may differ. All loans are subject to approval.

Rates current as of: 4/08/25 11:21 AM

Conventional First Mortgages
Jumbo Mortgage Programs
Adjustable Rate Mortgages1
ARM Types
Second Mortgages

Conventional First Mortgages

Type
Rate
Points
Monthly P&I Payment(per $100,000 borrowed)
Annual Percentage Rate
30 Year Conforming

6.000%

1.875%

$599.55

6.289%

6.125%

1.625%

$607.61

6.392%

15 Year Conforming

5.500%

1.875%

$817.08

5.972%

5.625%

1.625%

$823.73

6.060%

All interest rates are based on a 30-day lock for owner-occupant 1st mortgage loans with a 20% down payment except where otherwise noted. APRs are based on loan amounts of $200,000 for conventional and $970,801 for jumbo. Rates and terms are subject to change or cancellation without notice. Certain restrictions may apply. Payments do not include taxes and insurance. Credit union membership required.

∞Annual Percentage Rate: The cost of your credit as a yearly rate.

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