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Savings and Checking Rates

Savings & Checking
Aloha Rewards Checking
Aloha Rewards Money Market Savings
KalaRewards Checking
Certificates
IRA Certificates

Savings & Checking1

Effective as of 06/01/2025
Type
APY*
Regular Savings

0.05%

Non-Interest Savings
3% cash back on debit card purchases. Maximum $9 cash back per month. No minimum balance; Monthly Requirements** are Online eStatement, 12 debit card transactions, 1 electronic (ACH) deposit or withdrawal and log in to Online or Mobile Banking at least once two days before the end of each month.

N/A

Regular Checking
$300 minimum to earn rate. No long offered. Existing accounts only.

0.03%

Non-Interest Checking

No longer offered. Existing accounts only.

N/A

Holiday Savings

$10 minimum to earn rate.

0.50%

IRA (Traditional, Roth & Rollover)

$10 minimum to open; no minimum to earn rate.

0.35%

Coverdell Educational Savings (formerly Education IRA)

$10 minimum to open; no minimum to earn rate.

0.35%

Money Market Savings - $50,000 minimum to earn rate

$2,500 minimum balance to open; $10 monthly fee for Average Daily Balance below $2,500.

0.25%

Money Market Savings - $100,000 minimum to earn rate

$2,500 minimum balance to open; $10 monthly fee for Average Daily Balance below $2,500.

0.50%

Second Savings

$10 minimum to open; no minimum to earn rate.

0.05%

See Personal Fee Schedule
The fees applicable to your account at the Credit Union are subject to change without notice.

 

Account Rates Disclosure
[1] All rates & offers are effective as shown above unless noted, subject to change & other restrictions may apply.
[Personal Account] Membership ($5 in a regular savings) required. See branch for more information about applicable fees & terms.
*Share rates quoted as Annual Percentage Yield (APY) & require $5 minimum balance to earn rate unless noted.